WHEN YOU APPLY for a mortgage in 10 years, you may be asked for your bank statements, your pay stubs… and a cheek swab. At least that’s one possible implication of a new study, which reports a groundbreaking finding: that whether you carry a specific gene variant can predict your propensity to rack up credit-card debt.
Specifically, Jan-Emmanuel De Neve, of the London School of Economics, and James Fowler, of the University of California, San Diego, have found that if you carry one or both “low efficiency” alleles of the MAOA gene — we’ll get to what exactly the MAOA gene is and does in a minute — the likelihood that you have credit card debt increases by 8% and 16%, respectively. more>>>
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